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About J L Davis Insurance Inc.
Javina Davis

Javina is the President and Founder of JL Davis Insurance Inc. She has been in the insurance industry for almost 30 years. Javina is very active in servicing the insurance needs of clients, and developing new and lasting relationships with clients. Javina is on the Board of the Business Builders Networking Group of Limerick.

Javina is married to Greg and has one daughter who currently resides in Colorado. And, let us not forget her German Shorthair Pointer, Deuce.

Javina is a graduate of Perkiomen Valley High School, class of 1981. She has been a member of the Perkiomen Valley Chamber of Commerce, as well as many other area organizations throughout the years. In her spare time she enjoys boating at Lake Gaston and spending time with her family.

Lisa Tori

Lisa is a Producer with JL Davis Insurance, Inc. She has been in the insurance industry since graduating from high school in 1980. Lisa was previously the President and Treasurer and currently sits on the membership committee of the Limerick I BNI chapter. She has been a member of BNI since 2008. She is a former member of the Women’s Referral Network in Montgomery County.

Lisa has earned several designations in keeping up with the mandated continuing education requirements for her agent license.

Lisa resides in the Kimberton area with her husband Ed and their two German Shepherds, Hanna and Hans. She enjoys spending her free time swimming, reading and being with friends & family.

Joanne Czerpak

Joanne is a Customer Service Specialist for the agency who is also licensed in Property and Casualty insurance. She graduated from Lower Moreland High School and Montgomery County Community College. She has been in the insurance industry since 1992.

Joanne resides with her three children in Lower Pottsgrove Township. She enjoys spending her free time reading and spending time with her family. She is an active volunteer in her community.

Karen Arcaro

Karen is an alumna of Christopher Dock High School, class of 1979. She has worked as a bookkeeper in different industries and was a small business owner for ten years before she came to work at the agency.

Karen and her husband, Armand, reside in Harleysville. Karen enjoys spending time with her two adult children and any place warm and sunny! Baking and reading are also favorite pastimes.