Driving around by motorcycle can be fun. It can also be dangerous. It’s why it’s crucial to have a reliable motorcycle insurance policy in place. With the help of our agents at J L Davis Insurance, Inc., we can customize a policy to meet your needs and your budget.
Is Motorcycle Insurance Required?
It’s vital that you adhere to the guidelines of motor vehicles. Since you drive a motorcycle and not a car, you won’t have all of the same requirements for insurance. However, you will need to have a policy that meets the state’s minimum coverage levels.
Even beyond motorcycle insurance, you will want to familiarize yourself with other rules in the state. For example, you are required to wear protective headgear unless you meet all of the following:
- At least two years of riding experience or have completed a motorcycle safety course.
- Are at least 21 years of age or older
The good news is that there is a competitive insurance market, making it easy for you to get the coverage you need.
How to Customize a Policy
Customizing a policy allows you to get the coverage that makes sense for you. There may be discounts available based on your past driving experience, safety courses, and even memberships to various associations.
By working with an independent insurance agent, we can help you explore the various available discounts. Further, we can walk you through the various types of coverage. We’ll help you meet state requirements and explore options where you can add more coverage so that you have more protection.
Don’t drive around without a motorcycle insurance policy. Call our agents at J L Davis Insurance, Inc. today to learn how we can help. We’ll ask questions, get quotes, and help you to make an informed decision.